It’s never too early to begin planning for the day you stop working. It’s a big life transition; the peace of mind that comes from understanding your retirement income is invaluable.

Even if you’ve been paying into a pension your whole working life, you may have very little idea what that means for your future. It pays to get the analysis of an expert; you may have been paying high charges on an underperforming pot, which could be eroding your wealth.

We’re passionate about helping people to improve their retirement prospects. As Financial Advisers with over 45 years of collective experience, we have the expertise to help you organise and understand your options when it comes to your pensions.

We can help you with:

Workplace pensions

Do you have a frozen pension from an old workplace that you’re no longer paying into? You might have one, but not even know it!

We will help you to track your pensions down, analyse their value and charges, then advise the best way forward; whether that’s to consolidate, transfer, release the capital or leave the pension where it is.

Pension consolidation

Consolidating your pensions could reduce fees and make the management of your retirement pot much more straightforward.

We will analyse your situation and help you make the best choices; checking whether consolidation would mean you miss out on any bonuses or incur any negative consequences.

Pension drawdown

You have multiple options when it comes to how you take your pension. Drawdown will give you more flexibility over how and when you access it; giving you the opportunity to access your money, but keeping the rest invested until you actually need it.

We will help you to assess whether drawdown is right for you and, if so, recommend the best arrangement and manage your pension fund for growth.

Want to know more?

Your initial consultation is always free. We would be delighted to answer any questions you might have or book in a meeting with you. Visit our contact page for full details on how to get in touch.